|
$0.25 |
Membership - One time fee per member |
|
$40.00 |
Stop
Payment Fee - Per
item for member’s request to stop payment of a BCTFCU withdrawal or loan
check |
|
$5.00 |
Research
Fee - Reissuing a
previously issued 1098 Form, 1099 Form or Statement |
|
$10.00 |
Document
Fee - Failure to provide a vehicle title or
proper proof of insurance in a timely manner, charged per month or fraction
thereof after notice is given |
|
1.00%
of unpaid balance $5.00
Minimum |
Refinance
Fee - The rate at
which the principal loan balance will be charged when a Comaker or Signature
loan is refinanced before being ½ paid off |
|
2.00%
of unpaid balance $5.00
Minimum |
Home
Equity Refinance Fee -
The rate at which the balance will be charged when a Home Equity Loan is
refinanced |
|
3.00%
of unpaid balance |
Rate
Reduction Fee -
Refinancing a Comaker or Signature loan to a lower rate |
|
$5.00 |
Lien
Fee - Charged each
time BCTFCU makes a payment from a member’s share account as a result of a
requirement of a government agency |
|
$5.00 |
Non-Sufficient
Funds Fee-Each time
BCTFCU receives written notice from a bank for an unpaid deposit item, this
fee will be charged |
|
$150.00 |
Home
Equity Loan Origination - Non-refundable
home equity loan application fee, required when application is accepted which
pays for: Title Search, Flood Zone, Census Track and additional reports |
|
$165.00 |
Appraisal
Fee - When BCTFCU arranges
for an appraisal in connection with obtaining a Home Equity Loan |
|
$20.00 |
Fuel
Surcharge - Charged
in connection with the Appraisal Fee when fuel prices rise to $2.51 per
gallon or above |
|
$38.50
to $ 75.00 |
Recording
Fee- To record Home
Equity Mortgage with Recorder of Deeds office - varies by county, parcel, or
number of signatures or pages to be recorded |
|
$30.50
to $ 60.00 |
Satisfaction
Fee - To record Home
Equity Satisfaction with Recorder of Deeds office - varies by county, parcel,
or number of signatures or pages to be recorded |
|
$50.00 |
Satisfaction
Document Preparation |