Fees and Charges

 

$0.25

Membership - One time fee per member

Bank Fee + $5.00

Stop Payment Fee - Per item for member’s request to stop payment of a BCTFCU withdrawal or loan check

$5.00

Research Fee - Reissuing a previously issued 1098 Form, 1099 Form or Statement

$10.00

Document Fee -  Failure to provide a vehicle title or proper proof of insurance in a timely manner, charged per month or fraction thereof after notice is given

$5.00

Lien Fee - Charged each time BCTFCU makes a payment from a member’s share account as a result of a requirement of a government agency

$5.00

Non-Sufficient Funds Fee-Each time BCTFCU receives written notice from a bank for an unpaid deposit item, this fee will be charged

$175.00

Home Equity Loan Origination - Non-refundable home equity loan application fee, required when application is accepted which pays for: Title Search, Flood Zone, Census Track and additional reports

$165.00

Appraisal Fee - When BCTFCU arranges for an Exterior Appraisal in connection with obtaining a Home Equity Loan - Additional fees apply for more detailed appraisals.

$20.00

Fuel Surcharge - Charged in connection with the Appraisal Fee when fuel prices rise to $2.51 per gallon or above

$38.50 to $ 75.00

Recording Fee- To record Home Equity Mortgage with Recorder of Deeds office - varies by county, parcel, or number of signatures or pages to be recorded

$30.50 to $ 60.00

Satisfaction Fee - To record Home Equity Satisfaction with Recorder of Deeds office - varies by county, parcel, or number of signatures or pages to be recorded

$50.00

Satisfaction Document Preparation

No Charge To Credit Union Members

Notarization

*At this time BCTFCU is unable to provide the following Notary Services: transfer registration plates, issue of temporary registration cards, issue temporary registration plates (T-plates), or issue 30-Day In-Transit plates.

 

 

 


     

 

 

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