Loan Rates

 

Rates Effective Beginning November 22, 2011

 

Signature Loan:

    Maximum Loan Amount                                                                $5,000.00

    APR up to 36 Months                                                                            8.00%

    APR 37 to 48 Months                                                                            9.50%

 

Comaker Loan:

    Maximum Loan Amount                                                              $12,000.00

    APR up to 36 Months                                                                            7.00%

    APR 37 to 48 Months                                                                            8.50%

 

Share Secured Loan:

    Maximum Loan Amount                                         Shares Balance minus 2 Months Interest

    APR up to 36 Months                                                                            2.00%

    APR 37 to 48 Months                                                                            2.25%

    APR 49 to 60 Months                                                                            2.50%

    APR 61 to 72 Months                                                                            2.75%

 

New Vehicle Loan:

    Maximum Loan Amount                                                              $40,000.00

    APR up to 36 Months                                                                            2.00%

    APR 37 to 48 Months                                                                            2.25%

    APR 49 to 60 Months                                                                            2.50%

    APR 61 to 72 Months                                                                            2.75%

 

Used Vehicle Loan (2 Years Old or Newer):

    Maximum Loan Amount                                                              $30,000.00

    APR up to 36 Months                                                                            2.50%

    APR 37 to 48 Months                                                                            2.75%

    APR 49 to 60 Months                                                                            3.00%

 

Used Vehicle Loan (Over 2 Years Old):

    Maximum Loan Amount                                                              $30,000.00

    APR up to 36 Months                                                                            3.00%

    APR 37 to 48 Months                                                                            3.25%

 

Home Equity Loan:

Maximum Loan Amount                                                                  $50,000.00

    APR up to 60 Months                                                                            4.00%

    APR 61 to 84 Months                                                                            4.50%

    APR 85 to 120 Months                                                                          4.75%

    APR 121 to 180 Months                                                                        5.25%

 

Teacher Required Continuing Education (TRCE) Loan:

Maximum Loan Amount                                                                    $5,000.00

    APR up to 24 Months                                                                            4.5%

 

 

 

For additional information, restrictions, refinancing, etc. please see Loan Policy/Types

 

Loan Calculator

 

Members may calculate payments on any of our available loans through the Credit Union Telephone Banking system or by visiting the BankRate.com website. This website may also be used to compare other available loan rates in your area.

 

 

 

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