Nationwide Mortgage Licensing System (NMLS) and Registry
As a federally insured credit union, our mortgage lending staff is required to obtain a Mortgage Loan Originator number. This number signifies that our lenders have met the criteria required by regulators to act as a mortgage lender. Consumers are encouraged to ensure the mortgage lender they are working with has a Mortgage Loan Originator number. This can be done by accessing the Nationwide Mortgage Licensing System (NMLS) website at www.nmlsconsumeraccess.org. The NMLS website contains information on the purpose of the NMLS, licensing information, and the employment history of your mortgage loan officer.
Butler County Teachers Federal Credit Union - NMLS ID 811643
Michelle A. Furka, MLO - NMLS ID 1231006
TBA - NMLS ID
Vehicle Loans Are you in need of a new or used vehicle? Good news! BCTFCU has both new and used automobile loans available to members.
New vehicle loans up to $65,000.00 can be financed up to 72 months.
Used vehicle loans up to $50,000.00 can be financed as follows:
Two calendar years or newer - up to 72 months
Two calendar years old up to five calendar years old - up to 60 months
Over five calendar years old - for a maximum of 48 months
Recreational Vehicle Loans Are you in the market for a new or used recreational vehicle? Good news! BCTFCU can help with that as well!
New recreational vehicle loans up to $75,000.00 can be financed up to 120 months.
Used recreational vehicle loans up to $60,000.00 can be financed up to 84 months.
Home Equity Loans Home equity loans are available from a minimum of $5,000.00 to a maximum of $200,000.00. A borrower can finance for 5, 7, 10, or even 15 years. A non-refundable application fee will be applied to the loan in addition to other fees that will be incurred.
Signature Loans Signature loans are available to members up to $10,000.00 and can be financed for up to 60 months. Applicants may be asked to change to a Comaker loan by the Credit Union Credit Committee for security purposes.
Comaker Loans Comaker loans are available to members up to $24,000.00 and can be financed for up to 60 months. The Cosigner of the loan must be financially capable of paying the loan in the event the member defaults on the obligation. Cosigners do not have to be a member of the Credit Union.
Shares Loans Share loans are available to members who pledge their shares as security for the loan. Share loans can be financed for up to 72 months. The maximum amount that can be borrowed will be equal to the member's available share balance less 2 months interest.
Short-Term Education Loans Planning on continuing your educational goals or just need to buy books for a class or classes? Short-term education loans are available to members! The maximum amount that can be borrowed is $12,000.00 and can be financed for up to 36 months. Enrollment verification is required for this type of loan. Members with an education loan may not finance a new signature loan until the education loan is paid in full.